You Drive the Savings
AAA Loan Rates start at:
Auto Purchase 1.99%
Auto Refinance 1.99%
Motorcycle 3.49%
ATV & Watercraft 3.49%
Recreational Vehicle 4.49%
Unsecured 7.80%

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AAA Auto Loans & Refinancing


Check out the new AAA Auto Loan program where it's easy to finance or refinance your vehicle loan. We offer exclusive AAA member rates with terms up to 72 months.
Rates start at 2.14%**
The AAA Auto Loan Program, has saved members an average of $1,882* on their vehicle loan. We’ve partnered with a network of lenders and the application process is easy - You will receive a quick response from a AAA Financial Services representative.

Apply For Your Loan 

or call 1-800-866-2111

*AAA Financial Services saved members an average of $1,882 based on a $19,000 loan over the life of their auto loans as compared to other lending options. ** Rates and terms subject to change without notice and will vary by state and county, collateral type and loan to value ratio. Rates may not be available in all areas. Some restrictions apply. Rates listed are for AAA members only. Other rates and terms available. All loans are subject to credit approval and actual rate will be determined by individual credit worthiness. Example: Borrowing at 1.99% for new and used 2009 and newer models for 60 months results in payments of $17.52 per $1,000 borrowed. No down payment required for qualified applicants.