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800.222.4357
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800.222.1134 877.288.4546 866.222.6033 855.999.2265

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FIND AND FINANCE YOUR NEXT CAR NOW


Sign in with your AAA Membership Number to see if you are pre-approved for a low-cost AAA Auto Loan or get pre-qualified with no risk to your credit score.

Know before you go!

For over 100 years, AAA has been protecting members and their families. When buying a car, AAA provides a fast and easy way to find and finance your next vehicle. By using your cell phone, tablet or computer, with just a few steps you’ll know a maximum amount you can afford, the interest rate you’ll pay and if using the AAA Auto Buying Program, the guaranteed price you’ll pay for your vehicle.

With knowing all the details of your vehicle purchase up-front, AAA puts you in control prior to sitting down with your dealer. Saving you money.

Our competitive low rates

No application, credit report or loan processing fees. We also offer discounts with automatic payments.

New Car RatesNew Car Rates

How it works

See How Much You Pre-Qualify For

Get Pre-Approved


Accept your existing offer or get pre-qualified with no risk to your credit score.
Find Your New Car

Go Shopping


Work with your dealer or use the AAA Auto Buying Program to enjoy great member savings.
Complete And Sign Your Loan Documents

Click to Sign


Finalize your loan details and e-sign your loan documents with just a click of a button.
Drive Home Today

Drive Home


Once you’re done, AAA pays your dealer electronically. It’s that easy.



* Annual Percentage Rate (APR) payment examples: A new car APR of 2.04% for a $35,000 loan and a term of 48 months would require a monthly payment of $759.96. If you choose to enroll in automatic payments for your new car loan at an APR of 1.79% for a $35,000 loan at a term of 48 months your monthly payment would be $756.14. A used car APR of 2.54% for a $35,000 loan and a term of 48 months would be require a monthly payment of $767.63. If you choose to enroll in automatic payments for your used car loan at an APR of 2.29% for a $35,000 loan and a term of 48 months your monthly payment would be $763.79.

** Loans made by Auto Club Trust, FSB

***No private party sales will be financed

† † Between 7/1/15 and 9/30/15, the average estimated savings off Manufacturer’s Suggested Retail Price ("MSRP") presented by TrueCar Certified Dealers to users of TrueCar powered by websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified dealers, was $3,279, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each Certified dealer sets its own pricing and will confirm actual vehicle availability from in-stock inventory, including options and color choices. Neither TrueCar nor AAA Michigan brokers, sells or leases motor vehicles.

Member Savings currently not available in all states. In these states a "Target Price" is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options. Your configured vehicle may not be available or in-stock at the Certified Dealer.

TrueCar operates this information website ("Service") featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations.

Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender