Annual Percentage Rate (APR)
† The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer Fee of 3% of each transfer amount, $10 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
We may change APRs, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.
1 AAA Dollars are not earned on business related transactions or activities. Earn 1% for every dollar of qualifying net purchases. Net purchases are all retail purchases less credits, returns and adjustments ("Net Purchases") charged to the card each billing cycle. AAA Dollars awarded but not redeemed will expire five (5) years from the date on which they were earned.
2 ACG Card Services provides zero fraud liability for unauthorized transactions. Cardholder must notify ACG Card Services promptly of any unauthorized use. Certain conditions and limitations may apply.
3 Cardmembers may redeem AAA Dollars earned in the AAA Dollars MasterCard Program for AAA Gift Cards in four increments: 50 AAA Dollars earn a $60 AAA Gift Card, 100 AAA Dollars earn a $120 AAA Gift Card, 200 AAA Dollars earn a $250 AAA Gift Card, and 500 AAA Dollars earn a $700 AAA Gift Card. AAA Gift Cards can be redeemed at participating AAA Clubs to purchase AAA Memberships and other products and services; exclusions may apply.
The creditor and issuer of this card is U.S. Bank NA dba ACG Card Services, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.
© 2017 ACG Card Services. All Right Reserved. Equal Opportunity Lender.