Individual Retirement Accounts

Let Us Help You Choose the Right Individual Retirement Account (IRA)

There are many types of IRAs and choosing the proper IRA is an important part of your financial plan. Working together, we will assess your needs and determine which IRA best meets your goals for optimal after-tax benefits. IRAs commonly used by our clients include:

Rollover IRA
The Rollover IRA is designed primarily for individuals who are retiring or changing jobs. Once you’ve left your employer, you can make arrangements to directly roll over the assets of your 401(k) plan into an IRA. Our experts can help you invest your retirement funds through personalized investment management.

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Traditional IRA
With a Traditional IRA, your contributions and earnings are tax-deferred until withdrawal and contributions may be deductible.

Roth IRA
Roth IRAs are similar to Traditional IRAs, except your contributions come from after-tax earnings and are tax-free when withdrawn.

Inherited IRA
An Inherited IRA is designed to pay its proceeds to a non-spousal beneficiary by the end of the fifth year after the death of the IRA owner — or over the life of the designated beneficiary.

Simplified Employee Pension (SEP)
A SEP IRA is a Traditional IRA established by an employer for employees.

Spousal IRA
A Spousal IRA can be set up by a married person in the name of his or her spouse who may have no earned income of their own.


For more information or to discuss our products and services, call 888.447.4730, option 1.

Review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.

NOT A DEPOSIT — NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY — NOT GUARANTEED BY THE BANK — MAY LOSE VALUE

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