Features
 
High-Yield Checking
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Free Checking
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Minimum to Open$100$25
No Monthly Service ChargeYesYes
No Minimum BalanceYesYes
Free AAA Debit CardYesYes
Mobile BankingYesYes
Online AccessYesYes
Overdraft Services
Available when tied to a AAA savings or personal line of credit
YesYes
Personal Loan DiscountYesYes
Automatic Bill PayYesYes
Free Monthly StatementsYesYes
Unlimited Check WritingYesYes
Earns InterestYes 2.85% APY*NA
Non-network ATM Withdrawals NationwideUnlimited **3 free per month
No Monthly RequirementsYes **Yes

Still unsure which account is right for you? Chat online with one of our Customer Service Representatives, or call our Customer Care Center (Toll Free): 855.999.BANK (2265)

*Annual Percentage Yield (APY) accurate as of 12/1/2017. Rate tiers are as follows: 2.85% APY applies to balances of $0.01-$10,000 and .05% APY applies to balances over $10,000 as long as qualifications are met each qualification cycle: .05% APY applies to all balances if qualifications are not met. Rates are variable and may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.

Those who do not meet the requirements will still enjoy free checking for that month and there is no penalty for not qualifying in a given cycle. A base .05% APY will be earned for that month, returning to 2.85% APY with ATM refunds in the next qualifying cycle month.

**To qualify you must make at least 12 debit card purchases of $5 or more, make one direct deposit or Automated Clearing House (ACH) payment of at least $200 and receive electronic statements each cycle month. Those who do not meet the requirements will still enjoy free checking for that month and there is no penalty for not qualifying in a given cycle. A base .05% APY will be earned for that month, returning to 2.85% APY with ATM refunds in the next qualifying cycle month.


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