IRA Savings and IRA CDs Facts & Fees

Know all there is to know about our IRA Account—we’ve laid out all the facts and fees associated with it so you know exactly what you’re getting when you sign up.

FactsFee

Early Withdrawal Penalties

If you cash the CD out earlier than the term limit you agreed to, you’ll incur a penalty fee
CD Term Less than 12 months
(3 month CD, 6 month CD, 9 month CD)

3 months simple interest on the amount withdrawn
CD Term 12 - 35 months
(12 month CD, 13 month CD, 2 Year CD, 30 month CD)

6 months simple interest on the amount withdrawn
CD Term 36 - 48 months
(3 Year CD, 4 Year CD)

12 months simple interest on the amount withdrawn
CD Term 49 - 83 months
(5 Year CD)

18 months simple interest on the amount withdrawn
CD Term 84 months or greater
(7 Year CD, 10 Year CD)

24 months simple insterest on the amount withdrawn
Account Services
Cashier’s Check Fee (customers only)
A check that’s guaranteed by our bank
$5.00

Wire Transfers

Another way to send money from one account to another
Wire Transfer Fee (incoming, domestic)
$0.00
Wire Transfer Fee (outgoing, domestic)
$20.00
Wire Transfer Fee (incoming, international)
$0.00
Wire Transfer Fee (outgoing, international)
$35.00



Banking Terms of Use  |  Banking Security & Privacy Statement  |  Banking Privacy Policy
FDIC Insurance coverage Information  |
 855.999.BANK (2265)
© Auto Club Trust, FSB. All rights reserved. Auto Club Trust, FSB.