Earn an impressive .95% APY*

Call 855.999.BANK for assistance or to open an account

No monthly service charge with a $100 minimum monthly balance.


Account Details

  • Earn .95% APY*. View the current interest rate table for our High-Yield Savings Account.
  • Only $100 minimum balance
  • Comes with a free AAA ATM Card
  • $100 minimum opening deposit 
  • Deposit checks, check your balance, or transfer funds—all from your phone with our mobile banking app
  • Deposit your money with direct deposit, online and mobile transfers, free postage-paid envelopes, or via wire transfers
  • Free quarterly statements 
  • The service and safety expected of AAA—no membership required
  • FDIC insured for your protection (up to applicable limits)
  • Explore the Facts and Fees for this account

Make AAA your primary bank. Check out our Switch Guide to see how easy it can be to switch.


How much do I need to open this account?
The minimum opening deposit for a High-Yield Savings Account is $100.

What is the interest rate for this account?
You can earn up to .95% APY* with a High-Yield Savings Account.

Our interest rates are variable and do change periodically; if you’d like to confirm rates before opening an account, call us toll-free at 855.999.BANK (2265)

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our High-Yield Savings Account.

See All High-Yield Savings FAQs

Open a High-Yield Savings Account

Not sure how to open an account online? We can walk you through it. Just give us a call (855.999.2265) or Chat online with one of our customer service representatives today.

Interest Rate Comparison


National average as of
9/1/2017–see FDIC website.

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Access your account anytime, anywhere


Your protection is our #1 priority

Thanks to AAA, I know my finances and my future are protected.
Ann C. | Omaha, NE

*Annual Percentage Yield (APY) is valid as of 9/1/2017. Personal accounts only. Interest rates may change at any time without prior notice. $100 minimum balance to open and avoid fees. Fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. $500,000 maximum balance. Auto Club Trust, FSB. **14x rate national average per FDIC.gov website.

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© Auto Club Trust, FSB. All rights reserved. Auto Club Trust, FSB.

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