Money Market Account

Great for saving with easy access to your funds

Call 855.999.BANK for assistance or to open an account

Earn interest with up to 1.05% APY*

Is a Money Market Account right for me?

A Money Market Account through AAA is an interest-bearing savings account with limited check-writing privileges. It’s a flexible, safe investment tool for individuals who maintain high account balances, and value the ability to access their funds quickly and easily.

  • A Money Market Account earns a competitive interest rate. Your rate is based on a graduated scale, with the highest rate being paid on balances of $100,000 or more.
  • Write up to six checks per statement cycle. A fee applies if you exceed the limit set by the Federal Reserve Board. See the Facts and Fees page for details.

Competitive Rates

Explore the rates for our Money Market Account. Open your account with as little as $100.

Minimum Balance APY*
$0 - $1,499.99 0%
$1,500 - $99,999.99 1.00%
$100,000 and above 1.05%

Got Questions?

Get Answers.

A real live person is here to answer your questions about banking through AAA.
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Thanks to AAA, I know my finances and my future are protected.

Ann C. | Omaha, NE


  • Deposit your money with direct deposit, online and mobile transfers, postage-paid envelopes or via wire transfers.
  • Use mobile banking to check your balance, deposit checks and transfer funds on the go.
  • Pay no monthly service charges if $1,500 minimum balance is maintained.
  • Enjoy the convenience of a personalized AAA ATM Card.


  • Funds are FDIC insured for your protection (up to applicable limits).
  • Monitor and protect your credit with ProtectMyID, available for purchase or included with your AAA Membership.

Make AAA your primary bank. Check out our Switch Guide to see how easy it can be to switch.


How much do I need to open this account?
The minimum opening deposit for a Money Market Account is $100.

What is the interest rate for this account?
Our Money Market Account has tiered interest rates, and you can earn up to 0.80% APY when you maintain a $1,500 balance each month.

Our interest rates are variable and do change periodically; if you’d like to confirm rates before opening an account, call us toll-free at 855.999.BANK (2265).

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Money Market Account.


Not sure how to open an account online? We can walk you through it. Just give us a call or Chat online with one of our customer service representatives today.

*Annual Percentage Yield (APY) is valid as of 10/1/2018 . Personal accounts only. Interest rates may change at any time without prior notice. APY represents highest tiered interest rate available for account. $100 minimum balance to open. Minimum daily balance to avoid fees on the account is $1,500. Fees could reduce earnings on the account. $10,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.

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