No monthly service charge or monthly balance requirement to worry about

Call 855.999.BANK for assistance or to open an account

Only $25 deposit required to open this account


Account Details

  • Earn up to .40% APY*. View the current interest rate table for our Personal Savings Account.
  • No minimum balance required—ever
  • No monthly service charges to worry about
  • Comes with a AAA ATM Card
  • $25 minimum opening deposit
  • Deposit checks, check your balance, or transfer funds—all from your phone with our mobile banking app
  • Deposit your money a few different ways with direct deposit, online and mobile transfers, free postage-paid envelopes, or via wire transfers
  • Quarterly statements available
  • The service and safety expected of AAA—no membership required
  • FDIC insured for your protection (up to applicable limits)
  • Explore the Facts and Fees for this account

Make AAA your primary bank. Check out our Switch Guide to see how easy it can be to switch.


How much do I need to open this account?
The minimum opening deposit for a Personal Savings Account is $25.

What is the interest rate for this account?
The interest rate is tiered and you can earn up to .40% APY*.

Our interest rates are variable and do change periodically; if you’d like to confirm rates before opening an account, call us toll-free at 855.999.BANK (2265).

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Personal Savings Account.

See All Personal Savings FAQs

Open a Personal Savings Account

Not sure how to open an account online? We can walk you through it. Just give us a call or Chat online with one of our customer service representatives today.

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 Our Promise.


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Access your account anytime, anywhere


Your protection is our #1 priority

Thanks to AAA, I know my finances and my future are protected.
Ann C. | Omaha, NE

Got Questions?
Get Answers.

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Sat 9 AM to 1 PM (EST)

*Annual Percentage Yield (APY) is valid as of 4/1/2018. PPersonal accounts only. This is a variable rate account. Interest may change at any time without prior notice. APY represents highest tiered interest rate available for account. $25 minimum balance to open. No monthly fees. Other fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. View our interest rate table page for applicable rate tiers by product. Auto Club Trust, FSB

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