Card Features

AAA Dollars® Credit Card Benefits
AAA Dollars® Plus Mastercard®
AAA Dollars® Mastercard®
Rewards
Earn AAA Dollars® for Every Qualifying Net $1 Spent1:
at Participating AAA Locations2
3%
1%
on Travel Purchases Including Rail2
3%
1%
at Grocery Stores, Gas Stations and Drug Stores2
2%
1%
Everywhere Else2
1%
1%
Redeem AAA Dollars for Merchandise, Gift Cards, Statement Credit
YES
YES
Up to 40% Bonus Redeeming AAA Dollars for AAA Gift Cards3
YES
YES
Travel Benefits
AAA Dollars® Plus Mastercard®
AAA Dollars® Mastercard®
MasterRental® Insurance4
YES
YES
Mastercard Global Emergency Services4
YES
YES
Zero Fraud Liability5
YES
YES
Foreign Transaction Fees
Other
AAA Dollars® Plus Mastercard®
AAA Dollars® Mastercard®
Annual Fee
APR on Purchases and Balance Transfers Based on Creditworthiness
Priceless Cities Offers and Experiences
YES
YES
Price Protection4
YES
YES
Extended Warranty4
YES
YES
Automatic Bill Pay
YES
YES
Online Banking
YES
YES
Discounts On Gasoline
YES
YES
Apply Now

There are two AAA Dollars Plus Mastercards: the AAA Dollars Plus World Mastercard and the AAA Dollars Plus Platinum Mastercard. You will first be considered for the Plus World Mastercard. If you do not qualify for the Plus World Mastercard, you will be considered for the Plus Platinum Mastercard. These cards have different terms as set forth here. The Plus Platinum Mastercard may not offer the same Plus World Mastercard benefits.

Apply Now

There are two AAA Dollars Mastercards: the AAA Dollars World Mastercard and the AAA Dollars Platinum Mastercard. You will first be considered for the World Mastercard. If you do not qualify for the World Mastercard, you will be considered for the Platinum Mastercard. These cards have different terms as set forth here. The Platinum Mastercard may not offer the same World Mastercard benefits.

Learn More
Learn More

Annual Percentage Rate (APR)

We may change APRs, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information. Net purchases are purchases minus credits and returns. Qualifying purchases do not include Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.

2 AAA Dollars are not earned on business related transactions or activities. AAA Dollars Mastercard: Earn 1% for every dollar of qualifying net purchases. See footnote 1, above, for details on Net Purchases and Qualifying Purchases. AAA Dollars awarded but not redeemed will expire five (5) years from the date on which they were earned. AAA Dollars Plus Mastercard: Earn 3% per dollar for qualifying net purchases made with the card through any participating AAA Club when AAA is the merchant of record, on qualifying net insurance purchases (MCC = 6300) and at eligible retail travel merchants. See footnote 1, above, for details on Net Purchases and Qualifying Purchases. AAA Clubs located in Northern California, Nevada and Utah are not participating AAA Clubs and purchases made at those clubs will not qualify for 3%. Earn 2% per dollar for qualifying net purchases at gas stations, grocery stores and drug stores. Earn 1% per dollar on qualifying net purchases everywhere else. Purchases qualify for reward categories based on the category code merchants select to classify their business. ACG Card Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. AAA Dollars awarded but not redeemed will expire five (5) years from the date on which they were earned.

3 Cardmembers may redeem AAA Dollars earned in the AAA Dollars Mastercard Program for AAA Gift Cards in four increments: 50 AAA Dollars earn a $60 AAA Gift Card, 100 AAA Dollars earn a $120 AAA Gift Card, 200 AAA Dollars earn a $250 AAA Gift Card, and 500 AAA Dollars earn a $700 AAA Gift Card. AAA Gift Cards can be redeemed at participating AAA Clubs to purchase AAA Memberships and other products and services; exclusions may apply.

4 Certain terms, conditions and exclusions apply. Refer to your Mastercard “Guide to Benefits” for details.

5 ACG Card Services provides zero fraud liability for unauthorized transactions. Cardholder must notify ACG Card Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is U.S. Bank NA dba ACG Card Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

© 2017 ACG Card Services. All Rights Reserved. Equal Credit Opportunity Lender.