Credit Card Comparison

AAA Dollars Plus Mastercard credit card
AAA Dollars Mastercard credit card
AAA Dollars® Credit Card Benefits
AAA Dollars® Plus Mastercard®
AAA Dollars® Mastercard®
Rewards
Earn AAA Dollars® for Every Qualifying Net $1 Spent1:
at Participating AAA Locations
3%
1%
on Travel Purchases Including Rail
3%
1%
at Grocery Stores, Gas Stations and Drug Store Purchases
2%
1%
Eligible Purchases Everywhere Else
1%
1%
Redeem AAA Dollars for Merchandise, Gift Cards, Statement Credit, and Cash Back
YES
YES
Travel Benefits
AAA Dollars® Plus Mastercard®
AAA Dollars® Mastercard®
MasterRental® Insurance2
YES
YES
Mastercard Global Services(TM)
YES
YES
Zero Fraud Liability3
YES
YES
Foreign Transaction Fees
Other
AAA Dollars® Plus Mastercard®
AAA Dollars® Mastercard®
Annual Fee
Automatic Bill Pay
YES
YES
Online Banking
YES
YES
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Annual Percentage Rate (APR)

We may change APRs, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1 Cash back can be redeemed in the form of a statement credit or ACH deposit. AAA Dollars are not earned on business related transactions or activities. You may not redeem AAA Dollars, and you will immediately lose all of your AAA Dollars, if your account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). AAA Dollars awarded but not redeemed will expire at 11:00 p.m. Central Time on the last day of the calendar quarter that is five (5) years from the date on which they are earned. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees do not qualify. U.S. Bank cannot control how merchants classify their business or transactions and reserves the right to determine which purchases will qualify in which category. AAA Dollars Plus: Earn 3% per dollar for qualifying net purchases made with the card through any participating AAA Club when AAA is the merchant of record, on qualifying net insurance purchases (MCC - 6300) and at eligible retail travel merchants. Effective January 1, 2022, you'll earn 3% per dollar on the first $8,000 you spend on qualifying net travel, insurance, and AAA purchases annually. After that, you'll earn 1% per dollar. AAA Clubs located in Northern California, Nevada and Utah are not participating AAA Clubs and purchases made at those clubs will not qualify for 3%.

2 Certain terms, conditions and exclusions apply. Refer to your Mastercard “Guide to Benefits” for details.

3 ACG Card Services provides zero fraud liability for unauthorized transactions. Cardholder must notify ACG Card Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is U.S. Bank NA dba ACG Card Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

© 2021 ACG Card Services. All Rights Reserved. Equal Credit Opportunity Lender.