Travel insurance can be relatively inexpensive, especially when you consider how much you could lose if something goes wrong before or during your trip. Accidents, medical emergencies, illness — even lost baggage — all can quickly add up and turn the vacation of your dreams into a nightmare.
Travel insurance could potentially save you thousands of dollars. Your AAA Travel Consultant can help you select an affordable travel protection plan* that will protect your travel investment. AAA Travel Agency's travel insurance partner, Allianz Global Assistance, has been protecting vacation investments for over 20 years with an award-winning reputation for service.
Top Reasons to Use Travel Insurance
Purchase your travel insurance through AAA Travel Agency when you make your deposit for a trip. This is usually the best time because the plans may contain an exclusion that can be waived for existing medical conditions when purchased within 14 days from paying your trip deposit, as long as the other reqiurements are met as well.
While many cruise lines and tour operators offer their own travel insurance, they may carry less coverage, benefits may stop between 24 and 72 hours before departure and, should the supplier go out of business or into bankruptcy, your policy may be worthless. Through Allianz Global Assistance, plans are available that allow you to cancel anytime up to the last minute. Subject to certain terms, conditions and exclusions.
AAA Travel Consultants Answer Common Questions
Before your travel insurance purchase, request a copy of the insuring agreement to understand what the plan covers and does not cover (terms, limitations and exclusions apply), and examine your other existing insurance policies. AAA Travel Agency suggests you review auto insurance, umbrella policy, medical insurance and other policies you may have.
Contact your AAA Travel Consultant for assistance in selecting the travel insurance plan that's right for you. Please note that terms, conditions and exclusions apply to the insurance protection benefits and services mentioned. A complete description, including a detailed list of exclusions, conditions and limitations, will be provided to you by your AAA Travel Consultant upon purchase.
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*Insurance coverage is underwritten by BCS Insurance Company, rated A- (Excellent) by A.M. Best Co., under BCS Form No. 52.201 or 52.401, or Jefferson Insurance Company, rated A (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C-XX-01 or 101-P-XX-01, depending on the insured's state. Allianz Global Assistance is a brand of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.