Home & Condo Insurance

Protect the place you call home.

Expect Something More With Insurance Through AAA

No two homeowners are the same. With home insurance through AAA, you can build a policy that fits your needs—and your budget.

More Guidance

More Guidance

We’ll work together to create a policy that helps meet your unique insurance needs and ensures you have all the discounts you qualify for.

More Dedication

More Dedication

We’ve been here for generations. Insurance through AAA offers the same trusted service you expect when you’re stranded on the road.

More Commitment

More Commitment

Multi-Line Insurance Brand of the Year. That’s the accolade our insurance offerings received from the independent 2018 Harris Poll EquiTrend® Study.*

House

Customize Your Plan

Pay for what you want—not for what you don’t.

Coverage options include:

Service Line

You’re covered for loss or damage to exterior underground service lines, such as water, sewer or power.

Home Systems Protection

We’ve got your back when essential household systems like central air conditioning, furnaces or water heaters break down.

Green Upgrades

Get additional coverage for the things that make your home more eco-friendly and energy efficient.

See more options and discounts
Savings

Savings Worth Asking About

Get great value for your home insurance needs.

Disappearing Deductible

Reduce your deductible by $50 for every policy year you go claim free, up to a maximum of $500.

Claim-Free Rewards

Earn cash back every policy year you remain claim free.

Multiple-Product Discount

Simplify your life and save when you bundle your home insurance with auto or life insurance with us.

See more options and discounts
Peril Coverage

When Mother Nature Strikes

Did you know that weather is a leading cause of home insurance claims? See what’s protected.

Coverage
Home Insurance
Condo Insurance
Natural Disaster
Tornado, Windstorm & Hail covered with home insurance covered with condo insurance
Fire & Lightning covered with home insurance covered with condo insurance
Weather
Frozen Plumbing covered with home insurance covered with condo insurance
Weight of Snow & Ice covered with home insurance covered with condo insurance
Damage to Building by Water Seepage from Roof covered with home insurance
Unexpected Occurrences
Accidental Overflow of Plumbing Fixtures covered with home insurance covered with condo insurance
Glass Breakage covered with home insurance covered with condo insurance
Sudden Smoke Damage covered with home insurance covered with condo insurance
Falling Objects covered with home insurance covered with condo insurance
Damage by Vehicle & Aircraft covered with home insurance covered with condo insurance
Explosion covered with home insurance covered with condo insurance
Legal Defense for Personal Liability covered with home insurance covered with condo insurance
Liability, Medical & Property Payments to Others covered with home insurance covered with condo insurance
Civil Disobedience
Theft covered with home insurance covered with condo insurance
Vandalism covered with home insurance covered with condo insurance
Riot & Civil Commotion covered with home insurance covered with condo insurance

Insurance and Beyond

AAA is there for you in many ways at home.

Count on Our Claim Services

Filing a claim is less stressful when you expect something more from your insurance provider.

See Claims Info

Life Is Simpler With 24/7 Online Self-Service

Easily manage your policy online. Get your proof of insurance, see your policy, update billing options and more.

Visit Online Account

Feel at Home With Great Mortgage Rates

From conventional home loans to mortgages for veterans, we offer competitive rates on a wide range of financing options.

Learn more

Save on What Makes Your House a Home

Get discounts from thousands of retailers on the things you already buy—included with your AAA membership.

See savings

Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Subject to eligibility requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2018 The Auto Club Group. All rights reserved.

*AAA Insurance received the highest numerical Equity Score among the multi-line insurance brands included in the 2018, Harris Poll EquiTrend® Study, which is based on opinions of 77,031 U.S consumers ages 15 and over surveyed online between January 3, 2018 and February 15, 2018. Your opinion may differ. “Highest Ranked” was determined by a pure ranking of a sample of multi-line insurance brands.